Maple Insight
Settlement Cost Explorer

Planning to move to Canada? See your real cost before you decide.

Source-backed estimates from IRCC, CMHC, and official benchmarks — personalized to your pathway, destination, and household.

Takes 60 seconds — no signup required.

Calculate My Cost
Based on IRCC & CMHC data
No signup required
Personalized to your situation

Choose a scenario below or start fresh — your plan will be personalized to your situation.

Aarav Sharma
Study Permit
Sep 2025
Aarav Sharma
India → Toronto
Est. Cost
$66,700/first year
Tuition, GIC, rent, and living costs for first year
See exact costs
Rahul Mehta
Express Entry
Mar 2025
Rahul Mehta
India → Toronto
Est. Cost
$15,700
Rent + job search buffer + settlement costs
See exact costs
Sofia Reyes
Work Permit (NOC)
May 2025
Sofia Reyes
Philippines → Calgary
Est. Cost
$8,800
Travel + initial rent + essentials
See exact costs
The Okafor Family
PNP / Express Entry
Jan 2026
The Okafor Family
Nigeria → Ontario
Est. Cost
$29,500
Housing, childcare, settlement buffer included
See exact costs
IRCC fees (Apr 2026) + CMHC rents (Oct 2025)
FCAC buffer guidance
No personal data collected

How It Works

Three simple steps. No account needed.

1

Tell us your situation

Family size, immigration pathway, and which Canadian city you're heading to.

2

We crunch the numbers

Real data from IRCC, CMHC & CRA — proof of funds, rent, fees, and hidden costs. No AI.

3

Get your free plan

IRCC compliance check, cost breakdown, savings gap analysis, and a personalized settlement checklist.

More Than a Calculator

A Complete Settlement Platform

Calculate your costs, track your progress, and learn what you need to know — all in one place.

Calculate Costs

Get your exact settlement cost based on IRCC proof of funds, CMHC rent data, and real application fees. Every line item sourced.

Calculate my costs →

Your Settlement Plan

A personalized step-by-step checklist from pre-arrival through your first 90 days. Track progress, stay on track, know what matters.

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Guides & Articles

30+ plain-language guides covering banking, taxes, housing, investing, and government benefits — sourced from official data.

Browse guides →
Explore by Topic

Everything You Need to Know

All articles →
Immigration CostsPopular
How much you need, by pathway and city
Your Settlement Plan
Personalized checklist — before & after arrival
Banking & Credit
Bank accounts, credit scores, and getting set up
Taxes & Filing
Your first tax return, slips, and credits
Saving & Investing
TFSA, RRSP, FHSA — which is right for you?
Housing in Canada
Renting, buying, and what it really costs
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30+
Expert guides
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Always free
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6
Pathways covered
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100%
Government data
Data sourced from:IRCCCMHCCRAESDCStatistics Canada

Don't guess. Plan.

Join thousands of newcomers who planned their move to Canada with real government data — not estimates.

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